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Savings Accounts Prizes Program 2023

Open a savings account or add to your account balance to increase your chances of winning one of the prizes

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Effortlessly save gold!
This is your chance to win 
  • 5 gold kilos at the end of the year for 1 winner
  • 50 gold liras monthly
  • 25 gold liras for 5 winners weekly – 5 gold liras to each. (3 weeks monthly)
  • 50 gold liras complimentary to 50 winners at the end of the year
*All you need to do is open or feed your savings account with a minimum of 200 JODs (or its equivalent in dollars or shekels).

Terms and Conditions

  • The campaign starts on 01/03/2023 and ends on 31/12/2023
  • All customers with savings accounts are eligible to participate in the daily savings accounts prize draw, provided that their balances are not less than 200 JODs or its equivalent in dollars or shekels
  • The winner shall bear the value of the taxes imposed on the prizes, according to the Palestinian tax laws and regulations
  • The prize shall be canceled after 6 months from the date of its announcement if the winner or one of their representatives did not contact the bank to receive it
  • The prizes will be cancelled in the event that the winners refuse to announce them in the bank’s advertisements related to the campaign and according to the written authorization approved by the bank
  • The draw takes place on official working days
  • Savings accounts in Jordanian dinars, US dollars, and Israeli shekels currencies can participate in the draw
  • Savings accounts are not excluded from the interest distribution
  • In the event that the winner wishes to give up the prize and not receive it for any reason, the bank has the right to cancel this prize and/or the draw and/or take the action that the bank deems appropriate, according to its sole will with this regard
  • The customer has the right to pay the income tax value and receive the in-kind prize as offered in the campaign. Otherwise, it will be converted from in-kind to cash, so that the gold kilo is calculated as per its price in the Palestinian market on the prize draw date, with a maximum of 45,000 JODs, and the value of the gold lira according to its price in the Palestinian market on the date of the prize registration, with a maximum of 260 JODs for one gold lira. The tax value is deducted from the cash prize and the remainder of the prize value is transferred to the account approved by the bank
  • The 21-karat Lira Rashadi is the value of the prize awarded in the campaign with regard to golden liras
  • The bank can replace the in-kind prizes with cash prizes following the customer’s written consent, and with the same mechanism mentioned above in calculating the value of the prizes described in the terms and conditions
  • The winners have the right to exchange their in-kind prizes for cash at the customer’s request and according to the following:
  1. Regarding the kilo of gold prizes, the in-kind prize can be exchanged for its cash value according to its price in the local market at the date of the prize draw, with a maximum of 45,000 JODs per kilo, whichever less
  2. One Lira is according to its market price at the date of the prize draw, with a maximum of 260 JODs, whichever less
  • The following are excluded from the prize draw:
    1. Housing Bank employees
    2. Spouses of Housing Bank employees
    3. Children of Housing Bank employees