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Personal Loans for Housing Purposes

Your Forever Home Awaits You!

We developed your personal loan for housing purposes to become 100,000 instead of 80,000 and now you can repay for it over 15 years instead of 12 years!  

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Features of Personal Loan for Housing Purposes

  • Loan amount of up to $100K or its equivalent in JODs and ILS
  • Repayment period of up to 15 years
  • No need for property mortgage
  • Grace period of up to 2 months
  • Ability to disburse the loan in JODs, USDs, and ILS
  • Ability to issue a Visa credit card free of issuance fees for the first year
  • Reducing interest rate
  • Free life insurance for borrowers

 Criteria and Specifications for the Non-Mortgage Personal Loan Product

  • Minimum repayment period is 1 year
  • Minimum borrower age is 18 years
  • Maximum borrower age by the end of the loan period is 70 years
  • Periodic payment of monthly installments
  • Guarantees according to the case and the bank’s credit policy

Terms and Conditions

  • The client’s credit rating should be acceptable by the bank
  • The client’s Debit Burden Ratio (DBR) should not exceed 50% of the their monthly income

 

 

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*The applicable interest rate on the calculator is the lowest rate within the product segments.

*The interest rate depends on the income amount, source of income, financing ratios, and customer’s classification. 

*The information mentioned above Is for illustrative purposes only and shall not be considered final. for more information, Please Contact 02-2945500, or visit your nearest branch.

*For more information regarding the available interest rate and classifications in the Bank, please click here.

Own Your Home!

Easy approval conditions and competitive interest rates

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